Apartment or House: Which is Right for You?

Written by EJ Ray

August 30, 2021
Home >> News >> Apartment or House: Which is Right for You?

When looking for a home, is an apartment or a house better? These are 5 factors to consider when choosing between a house and an apartment.

Most of us can't stay on the road all the time, especially given the world today. So then, we start thinking about a place to call home. Should you move into an apartment instead of a house? The apartment versus house subject is a complex one. In most cases, there’s no right or wrong place to live, because the decision will ultimately depend on a number of factors. These are the 5 decisive factors to consider when choosing between a house and an apartment.

Family

This is a no-brainer. Your family is a good starting point when deciding between an apartment and a house. Apartment living suits couples starting out in their careers. So if you’re living alone or with just one person, renting an apartment might make the most sense.

By contrast, a house is centered on a family. Nowadays, a lot of ‘Gen X’ homeowners prefer to share a home with their adult children. Thus, a house better suits people who have pressing needs for a larger space. A house would also be great if you own pets. Sure, an apartment space may fit a cat or two, but it may not be spacious enough to keep a dog.

apartment or house

Consider your family when deciding between an apartment or house. Photo by Gorodenkoff via iStock by Getty Images

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Budget

What you can afford will determine whether you should choose an apartment or a house. Budget-wise, it’s cheaper to rent an apartment than a house. Usually, the actual price will vary by the location and size of the property in question. But in general, apartment living allows you to save money for other important expenses.

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An apartment might be easier on the budget while saving up to purchase a house.

Meanwhile, living in a house comes with high costs. Utility costs, including water and electricity, happen to be more expensive in a house than in an apartment that can be rented on a monthly basis – and that’s not all.

Rent is also higher considering that you’re getting more square footage. It’s a good idea to move into a house only if you can handle the costs while still living comfortably, whether or not that’s with your family.

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Lifestyle

If you enjoy having friends and family around most of the time, choosing a house over an apartment may be a practical decision. Homeownership comes with freedom and flexibility.

As a homeowner, you can replace carpeting, paint the walls and reinvent the space to match your unique lifestyle. You typically won’t achieve that kind of freedom in apartment buildings.

nautical-inspired room

You can paint walls and make changes when you own the home. Photo by KatarzynaBialasiewicz via iStock by Getty Images

That being said, more tightly compacted and affordable quarters excel in terms of convenience. If you enjoy checking out art exhibits, attending major sporting events, or eating out, then apartment living might suit you best. In most cases, apartments such as these monthly rentals in NYC are located in proximity to such attractions – or at least, are close enough to the public transportation that can get you there easily.

apartment or house

A New York City apartment gives you easy access to everything in the city. Photo by art4stock via iStock by Getty Images

Security + Amenities

Newer apartments often offer on-site laundry services, swimming pools, fitness areas, and more. In fact, those in luxury apartments enjoy cooking classes and even enclosed workspaces. Apartment complexes are also more secure, with security measures installed at their entrances. Additionally, living in an apartment community means there are always people around, so security is not a concern.

While a house can also be secure depending on security measures installed, it tends to offer fewer amenities than an apartment. Luckily, a house caters to your privacy above all else. Noise from your apartment neighbors can become annoying. With a house, however, having to deal with constant noisy neighbors is a thing of the past.

apartment or house

A house in the suburbs can be a quieter retreat than a city apartment. Photo by Rawf8 via iStock by Getty Images

Maintenance

One thing that most of us don’t seem to have enough of is time. If there are things you can do to extend your days, you should gladly do them. When you live in an apartment, you don’t have to worry about chores like mowing the lawn, cleaning gutters, trimming trees, and such. This frees up your valuable time so you can hang out with friends or do other activities that you love.

A house, on the other hand, can call for a lot of work. You have the lawns to mow, gutters to clean, trees to trim, windows to wash, and much more to fix around the house. If you’re into DIY projects and gardening, it’s perfect for you. If it’s not your thing, you better give apartment living a second thought.

apartment or house

When you own a home, you need to allot time and money for maintenance. Photo by StockWithMe via iStock by Getty Images

More Articles Related to Deciding on an Apartment or a House

Apartment or House? It’s Up to You to Decide

In the apartment versus house dilemma, whatever you choose should address your needs and future plans. For example, if you plan on starting a family in the next couple of years, would a tiny inner-city apartment really suffice?

apartment or house

Deciding on an apartment or house is an individualized choice based on your current circumstances. Photo by fizkes via iStock by Getty Images

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On the same page, if you have adult children who will be leaving home to start their own families in the next few years, would it really be necessary to own a massive eight-bedroom house? Either way, the ball is now in your court. Now, let the search for your perfect home begin!

Most of us can't stay on the road all the time, especially given the world today. So then, we start thinking about a place to call home. Should you move into an apartment instead of a house? The apartment versus house subject is a complex one. In most cases, there’s no right or wrong place to live, because the decision will ultimately depend on a number of factors. These are the 5 decisive factors to consider when choosing between a house and an apartment.

Apartment or House: Which is Right for You?

Written by EJ Ray

EJ Ray is a traveler at heart. It is part of her soul and she loves to share her travels through her words. She has traveled the world, seeking great food, wine, and experiences. EJ was born in the Eastern US but has lived across the country and in Europe and Mexico. She also took to the road for a while, exploring from her RV. EJ always seeks the next great sip, bite, and adventure.

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